Finance your next home or land purchase

At VENTURE, we understand that as real estate prices continue to rise you can't afford to wait. We provide options to cover all of your residential, office, land and construction needs.

With great rates (that stay fixed), no limits on loan amounts, and approval in 2-8 weeks, look no further for your mortgage needs.

Residential / Equity Mortgages

Secure your home today

Join the thousands of members who have successfully financed the purchase of their home with VENTURE and enjoy some of the best mortgage rates and perks available nationwide.

Whether its your first home or your fifth, we've got a plan that works for you.

VENTURE Perks
  • Fixed interest rates
  • Approval in 2 - 8 weeks
  • No limit on loan amount
  • Bridging finance options available

Equity Residential Mortgage

Standard
4.5%

Interest Rate

25 yrs.

Repayment Period

90%

Financing

Collateral:

Real Estate Cash Shares

Loan Options - Equity Residential Mortgage

Loan Amount < $3,000,000
Type
Rate
Term
Financing

Regular

4.5%

Not to exceed age 60

90%

Transunion score > 700

4.5%

Not to exceed age 60

95%

Loan Amount ≥ $3,000,000
Type
Rate
Term
Financing

Regular

5.5%

Not to exceed age 60

90%

Transunion score > 700

5%

Not to exceed age 60

95%

Residential Mortgage

Standard
4.5%

Interest Rate

25 yrs.

Repayment Period

90%

Financing

Collateral:

Real Estate Cash Shares

Loan Options - Residential Mortgage

Loan Amount < $3,000,000
Type
Rate
Term
Financing

Regular

4.5%

Not to exceed age 60

90%

Transunion score > 700

4.5%

Not to exceed age 60

95%

Loan Amount ≥ $3,000,000
Type
Rate
Term
Financing

Regular

5.5%

Not to exceed age 60

90%

Transunion score > 700

5%

Not to exceed age 60

95%

Residential Land Loan

Regular
5.5%

Interest Rate

15 yrs.

Repayment Period

90%

Financing

Collateral:

Real Estate Cash Shares

Loan Options - Residential Land Loan

Type
Rate
Term
Financing

Regular

5.5%

Up to 15 years

90%

Transunion score > 700

5%

Up to 15 years

95%

Commercial Mortgages

Finance your business' space

At VENTURE, we are always looking for new businesses to partner with.

It is now easier than ever to secure your work space. With low interest rates, fast approvals and generous repayment terms, a VENTURE commercial mortgage is the right choice for your business.

VENTURE Perks
  • Fixed interest rates
  • Approval in 2 - 8 weeks
  • No limit on loan amount
  • Bridging finance options available

Commercial Mortgage

Land/Buidling
5.9%*

Interest Rate

20 yrs.

Repayment Period

Commercial Equity Mortgage

Land/Building
5.9%*

Interest Rate

20 yrs.

Repayment Period

Requirements

Below you can find both the required materials for our mortgage loans.

Please note than construction loans carry additional requirements, shown below.

If you have any more questions, call us. Our representatives are always ready to help.

MORTGAGE

REQUIREMENTS

Documents:

  • Two (2) forms of valid ID

  • Utility Bill not older than 3 months

  • Payslip – not older than 1 month & Job Letter- not older than 3 months. Job letter must be addressed to VENTURE Credit Union

  • Title Deed or Lease

  • Copies of Lease Receipts

  • Updated Land and Building Taxes

  • Updated WASA Clearance certificate

  • Insurance (Life & Property – assigned to Credit Union)

  • Search, Valuation & Surveyors Report (Done by Credit Union)

  • 10% Down-payment to shares

  • Certificate of Assessment (for Home purchase)

  • Certificate of Completion (properties less than 3 years old)

  • Evidence of BIR Number

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CONSTRUCTION

REQUIREMENTS

Documents:

  • All required documents for regular mortgage

  • Approved Building Plan

  • Cadastral Sheet

  • Projected Valuation Report (For Home Construction)

  • Builder’s Detailed Estimate

  • Building Contract

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