Sign up for Silver
- - Be a VENTURE member age 55 and over
- - Have a minimum share balance
Silver Advantage Card Benefits
- Preferential annual rate on your Fixed Deposit
- Preferential rate on loans for any purpose (subject to normal lending criteria)
- Exemption on all service charges (excluding legal and Credit Bureau fees)
- Waiver of Visa Debit Card fee
- Quick service lines at VENTURE branches
- No more waiting for loan interviews
- Zero Membership Fees
- A Free Silver Advantage Card
Frequently Asked Questions
Where can I apply for Silver Advantage Membership?
- Applications can be done online (click here) or at any one of our locations: Arouca, Couva or San Fernando.
- Silver Advantage Cards would be issued at no cost; however a card replacement fee of $50 applies.
- You will receive your Silver Advantage Card within 6-8 weeks of the application date.
What is the Silver Advantage Membership Loan Facility?
The Silver Advantage Membership Loan Facility is a specially packaged facility (for medical, personal, vacation expenses, etc.) offered to members age 55 and over at a preferential rate.
What is the interest rate?
Members benefit from a rate that is below the normal market rate.
What is the maximum loan value?
Loans can be provided up to any amount.
Do I need to pay a deposit?
Normal lending criteria apply based on VENTURE’s loan policy.
What are the requirements to qualify?
All basic lending criteria must be met.
Do I need to have collateral for the loan?
The Share vs Loan Requirement for each category of loan as outlined in VENTURE’s Lending Policy applies.