Sign up for Silver
The Silver Advantage Membership Programme is an exclusive offer to VENTURE members age 55 and over which provides benefits on products and services.
To be eligible all you need is:
- - Be a VENTURE member age 55 and over
- - Have a minimum share balance
Silver Advantage Card Benefits
- Preferential annual rate on your Fixed Deposit
- Preferential rate on loans for any purpose (subject to normal lending criteria)
- Exemption on all service charges (excluding legal and Credit Bureau fees)
- Waiver of Visa Debit Card fee
- Quick service lines at VENTURE branches
- No more waiting for loan interviews
- Zero Membership Fees
- A Free Silver Advantage Card
Frequently Asked Questions
Where can I apply for Silver Advantage Membership?
- Applications can be done online (click here) or at any one of our locations: Arouca, Couva or San Fernando.
- Silver Advantage Cards would be issued at no cost; however a card replacement fee of $50 applies.
- You will receive your Silver Advantage Card within 6-8 weeks of the application date.
What is the Silver Advantage Membership Loan Facility?
The Silver Advantage Membership Loan Facility is a specially packaged facility (for medical, personal, vacation expenses, etc.) offered to members age 55 and over at a preferential rate.
What is the interest rate?
Members benefit from a rate that is below the normal market rate.
What is the maximum loan value?
Loans can be provided up to any amount.
Do I need to pay a deposit?
Normal lending criteria apply based on VENTURE’s loan policy.
What are the requirements to qualify?
All basic lending criteria must be met.
Do I need to have collateral for the loan?
The Share vs Loan Requirement for each category of loan as outlined in VENTURE’s Lending Policy applies.